Credit Underwriter

Are you a skilled Credit Underwriter looking for an exciting opportunity? Our client, a leading provider in SME financing, is on the hunt for a talented Credit Underwriter to join their dynamic team in Altrincham, UK. With ambitious plans to triple their offerings by 2025, this is your chance to be part of a transformative journey.

This role offers a competitive salary of £30,000 per annum. You'll be joining a company that's committed to professional growth, providing clear career progression opportunities. Plus, you'll work in a state-of-the-art office complete with an on-site gym and stylish café.

Our client has been a trusted name in SME financing for over 15 years, offering bespoke lending solutions to help businesses grow. They're launching a new division to support larger businesses with loans up to £3 million, as part of their Capify 3.0 initiative aimed at significantly expanding their market impact.

As a Credit Underwriter, you will:

• Conduct detailed financial analysis of company statements to assess creditworthiness.
• Evaluate cash flow to determine loan servicing capability.
• Review collateral for secured lending when relevant.
• Ensure robust underwriting standards are applied.
• Ensure compliance with regulatory and internal risk frameworks.

Package and Benefits:

The Credit Underwriter role comes with:

• Annual salary of £30,000.
• Office hours from Monday to Friday, with no weekend or late-night work
• Starting holiday allowance of 20 days, increasing to 25 days with service, plus 8 Bank Holidays
• Birthday off every year
• Genuine career progression opportunities
• Convenient location in Altrincham with excellent transport links
• Access to a state-of-the-art office with an on-site gym, café, and ergonomic workspaces.

The ideal Credit Underwriter will have:

• 3-5 years of experience in financial underwriting for businesses.
• A background in SME lending or similar financial institutions.
• Strong understanding of the SME market, KYC, AML, and KYB.
• Proficiency in credit risk assessment and mitigation.
• Excellent communication skills for presenting underwriting decisions.

If you're interested in roles such as Financial Analyst, Risk Analyst, Loan Officer, Credit Analyst, or Underwriting Specialist, this Credit Underwriter position could be a perfect fit for you.

If you're ready to take the next step in your career as a Credit Underwriter, our client would love to hear from you. Join a company that's setting new standards in SME financing and be part of an exciting growth journey. Apply now and make a significant impact in the world of business lending.